Auto accidents are both a huge concern and a big hardship on the persons involved. Typically people tend to file insurance claims if they get into an accident to cover hospital care costs and vehicle repair bills. At-fault drivers are obligated to compensate those with whom they come into collision. In these kinds of cases, a competent auto injury lawyer should be appointed as quickly as possible.
The procedure for filing an insurance claim starts with the accident itself. Individuals who are not at-fault in the accident should get insurance information from the at-fault driver. Also, one of the affected motorists should call the local law enforcement to get an officer at the scene of the accident.
The law enforcement report that results from the crash is significant. It is what lets insurance companies know who is at fault in a particular accident. This comes in handy when the driver who is not at fault contacts the at-fault driver’s insurance agent to file a claim.
Usually, the insurance agent will send out an adjuster to the affected driver’s home. The adjuster will thoroughly inspect the vehicle and take note of all the damages incurred in the crash. Based on the car’s make, model, and year and the amount of damage inflicted, the adjuster will set a claim amount.
This claim amount is the amount of money that the insurance company will pay for the motorist’s auto repairs. Generally, individuals have to choose a repair shop that the insurance company recommends, as the insurance company will pay the repair shop directly.
While filing a claim is usually pretty straightforward; getting the compensation that you deserve is challenging. That is why you will need the experience of an auto injury lawyer by your side. Some claims can be more difficult when the adjuster does not disburse an adequate amount of funds, or the at-fault driver is under-insured.
The office of Niral Patel Injury Law, the Best Product Liability Attorney in Santa Ana, CA- has been helping injury victims for over 25 years. From Slip and fall cases to Workplace injury, our lawyers and legal professionals have the experience and know-how to fight for your rights and benefits. When you have been injured and want an outstanding lawyer to represent you, contact us at 1-805-748-9317 for a free consultation.